Posted on July 28, 2022
There are 10 service categories — is called
— which must cover all private health insurance plans offered on the Health Insurance Marketplace®.
What are the top 10 health benefits?
- Outpatient care (outpatient treatment you receive without hospitalization)
- Emergency services
- Hospitalization (eg surgery and overnight stay)
- Pregnancy and newborn care (both before and after birth)
- Mental health and substance abuse services, including behavioral treatment, counseling and psychotherapy
- Prescription drugs
- Rehabilitation and wellness services and devices
- Laboratory services
- Preventive and health services and treatment of chronic diseases
- Pediatric services, including oral and vision care (this does not include adult dental and vision services)
What else does Marketplace cover?
Learn more about what Marketplace health insurance plans cover.