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Small habits, big returns and testing ideas


Welcome to Wise & Wealthy: a weekly newsletter full of proven ideas on how to become smarter and wealthier. I send this every Monday and every other Thursday.

#22 – August 1, 2022

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When it comes to habits, it’s up to us how much time we want to spend on an activity. I prefer not to spend too much time on my habits. But at the same time, I want to benefit.

Do strength training. I do full body weight training 3 times a week. It has many health benefits, including injury prevention and increased energy.

It only takes me 3 hours a week. It’s a small investment with a big return.

If you’re thinking about creating a new habit or routine, see how you can get the best results with the least amount of effort.

To me, this is the key to changing your life and behavior. When we take on too many tasks and activities, we risk overburdening ourselves.

Focus on the little things! And you don’t even have to do more. There are many small habits in life that you can keep small. It makes life so much easier.

10 small habits that bring huge benefits in life


Most business ideas either fail or are not as profitable as we thought. We often come up with an idea, start working on it, and find that no one cares enough to pay for our product or service.

We can avoid this by first testing our business ideas. This is important because you want to avoid wasting time on business opportunities that are not profitable.

You can look at two things to confirm your idea:

  • Are there products/services similar to what you offer? There is always a reason why something doesn’t exist. The most likely – it is simply unprofitable. So, if you can’t find an example of a similar business, it’s probably not a good idea.
  • Are people paying for this product/service? People are prone to say that the idea sounds good and they will probably pay for everything you plan to offer. But nothing else proves profitability actions. When people actually pay for something, it means they think it’s valuable enough.

In this article, you can find more ways to validate your business idea.

How to test your business idea without spending money

One interesting thing

In recent years, as the capabilities of artificial intelligence and robots improve, people are beginning to fear that some industries may disappear.

This may be true, but it is highly unlikely that people will be out of work. There is a quote from Management practice Peter Drucker. The book was first published in 1954. But the message is relevant even now:

“The popular opinion that new technology will replace human work with robots is completely wrong. In fact, the new technology (although there will certainly be mobility issues) will allow more people to be employed and, above all, more highly skilled and highly skilled people.’

It is more likely that AI will make our jobs easier and create new jobs.

Thanks for reading! I hope you found this edition of Wise & Wealthy helpful.

All the best,


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