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Wait, when did everyone start using Apple Pay?

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Patience is not the most popular virtue in Silicon Valley, where companies strive to move fast and break things, a watchword that has defined an era of technology excess.

Nothing broke that day in 2014 an apple introduced a new service called Apple Pay. If the quality of the destruction was measured by the speed at which it happened, the flashy innovation from the industry titan would be deemed a disappointment. The idea that it will make the wallet obsolete sounded ridiculous when the pace of adoption of Apple Pay unreasonable expectations. Wall Street analysts and iPhone users were skeptical for the next few years. The credit card experience didn’t seem like an issue that needed a solution from Apple.

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