Home Career What are the benefits of Home Credit Ujjwal EMI Card?

What are the benefits of Home Credit Ujjwal EMI Card?

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We all have goals in life, whether it’s buying the best smartphone to pursue our passion for photography or buying the latest refrigerator for our mothers to proudly display in their kitchens. It goes without saying that big purchases require financial planning and commitment. However, with Home Credit Ujjwal EMI Card, you can shop on easy EMI and repay the amount over time in smaller installments.

Our Ujjwal EMI Card has a number of attractive features that will make your purchases easier and more satisfying. Not only do you get a pre-approved credit limit of up to Rs. 75000, but you can also repay simple EMIs without any extra charges or penalties. Repayment terms are also tailored to meet diverse customer needs. Here’s everything you need to know about the Ujjwal EMI Card benefits that make it a convenient payment option.

Home Credit Ujjwal EMI Card: Features and Benefits!

Instant Credit Limit up to ₹75000:

With a pre-approved limit of up to Rs. 75000, our Home Credit Ujjwal EMI Card lets you shop on EMI anytime, online or offline, hassle-free!

A chance to make big purchases:

With a credit limit of Rs. 75,000 pre-approved, you can make big EMI purchases. That way, you won’t have to rely on your bank funds endlessly or face any financial hardships!

Flexibility in choosing a credit limit:

Are you short on funds? With our Ujjwal EMI Card, you can choose your credit limit for convenience and shop on EMI without a credit card!

One-time documentation:

To get Home Credit Ujjwal EMI card, you just need to submit two documents only once during the entire application process.

  1. PAN Card (Required)
  2. Address confirmation

ZERO Processing and Joining Fees:

Ujjwal EMI Card enables you to shop on EMI and enjoy easy repayment with 0 Processing Fee*, 0% Interest** and 0 Connection Fee*.

Simple selection criteria:

You can avail Home Credit Ujjwal EMI Card if you meet the following criteria:

  • Age: from 18 to 69 years
  • Source of income: Salary, self-employed or retired
  • Bank account status: Active
  • Minimum gap between two home loan applications: 90 days

ZERO chargebacks:

Unlike other loans that usually charge a small early repayment fee, our EMI card allows you to exit the loan without incurring any charges.

With such a fantastic array of distinct benefits at your fingertips, you can easily shop for EMIs online with Ujjwal EMI Card. You can buy anything from leading brands including home appliances, electronics, mobiles, lifestyle products and more – all on easy EMIs with 0 processing fee*, 0% interest** and 0 connection fee*.

So what are you waiting for? Apply for Ujjwal EMI Card today!

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